Call reports 2020
FIRST FLORIDA INTEGRITY BANK — 2020
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,646,575,000 | 1,878,475,000 | 1,901,219,000 | 1,997,842,000 |
| Total loans | 1,121,566,000 | 1,267,293,000 | 1,245,471,000 | 1,201,480,000 |
| Allowance for loan losses | 10,900,000 | 18,155,000 | 18,097,000 | 18,092,000 |
| Securities available for sale | 205,644,000 | 187,540,000 | 193,091,000 | 280,618,000 |
| Securities held to maturity | 65,691,000 | 65,209,000 | 69,163,000 | 70,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,343,690,000 | 1,574,663,000 | 1,584,277,000 | 1,682,631,000 |
| Interest-bearing deposits | 1,080,985,000 | 1,214,263,000 | 1,224,787,000 | 1,317,615,000 |
| Noninterest-bearing deposits | 262,705,000 | 360,400,000 | 359,490,000 | 365,016,000 |
| Equity capital | 149,557,000 | 159,294,000 | 165,519,000 | 171,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,822,000 | 31,358,000 | 46,717,000 | 61,808,000 |
| Interest expense | 3,266,000 | 5,105,000 | 6,890,000 | 8,423,000 |
| Net interest income | 12,556,000 | 26,253,000 | 39,827,000 | 53,385,000 |
| Noninterest income | 988,000 | 1,871,000 | 2,974,000 | 4,050,000 |
| Noninterest expense | 7,926,000 | 15,610,000 | 22,951,000 | 29,785,000 |
| Provision for loan losses | 1,550,000 | 8,809,000 | 8,809,000 | 8,809,000 |
| Pretax income | 4,068,000 | 3,705,000 | 11,041,000 | 18,841,000 |
| Income tax | -650,000 | -1,013,000 | 676,000 | 2,478,000 |
| Net income | 4,718,000 | 4,718,000 | 10,365,000 | 16,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,893,000 | 152,918,000 | 158,589,000 | 164,611,000 |
| Total capital | 153,793,000 | 168,375,000 | 174,190,000 | 180,759,000 |
| Risk-weighted assets | 1,263,332,000 | 1,233,835,000 | 1,245,580,000 | 1,289,929,000 |