Call reports 2019
FIRST FLORIDA INTEGRITY BANK — 2019
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,486,422,000 | 1,475,780,000 | 1,525,155,000 | 1,575,900,000 |
| Total loans | 1,106,408,000 | 1,105,901,000 | 1,132,376,000 | 1,133,600,000 |
| Allowance for loan losses | 9,753,000 | 9,748,000 | 9,748,000 | 9,751,000 |
| Securities available for sale | 171,805,000 | 177,589,000 | 173,867,000 | 188,546,000 |
| Securities held to maturity | 55,960,000 | 57,455,000 | 57,410,000 | 57,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,220,963,000 | 1,205,109,000 | 1,242,641,000 | 1,287,766,000 |
| Interest-bearing deposits | 970,326,000 | 977,278,000 | 1,015,993,000 | 1,043,190,000 |
| Noninterest-bearing deposits | 250,637,000 | 227,831,000 | 226,648,000 | 244,576,000 |
| Equity capital | 131,482,000 | 137,493,000 | 141,643,000 | 146,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,523,000 | 31,517,000 | 47,643,000 | 63,588,000 |
| Interest expense | 3,471,000 | 7,388,000 | 11,346,000 | 14,746,000 |
| Net interest income | 12,052,000 | 24,129,000 | 36,297,000 | 48,842,000 |
| Noninterest income | 927,000 | 1,930,000 | 2,921,000 | 3,956,000 |
| Noninterest expense | 8,044,000 | 15,906,000 | 23,536,000 | 31,542,000 |
| Provision for loan losses | 150,000 | 123,000 | 200,000 | 200,000 |
| Pretax income | 4,785,000 | 10,030,000 | 15,665,000 | 21,239,000 |
| Income tax | 1,114,000 | 2,347,000 | 3,614,000 | 4,971,000 |
| Net income | 3,671,000 | 7,683,000 | 12,051,000 | 16,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,195,000 | 132,292,000 | 136,364,000 | 140,685,000 |
| Total capital | 137,948,000 | 142,040,000 | 146,112,000 | 150,436,000 |
| Risk-weighted assets | 1,212,274,000 | 1,217,303,000 | 1,244,530,000 | 1,246,828,000 |