Call reports 2018
FIRST FLORIDA INTEGRITY BANK — 2018
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,423,696,000 | 1,342,561,000 | 1,370,042,000 | 1,457,261,000 |
| Total loans | 984,624,000 | 1,008,882,000 | 1,025,797,000 | 1,090,077,000 |
| Allowance for loan losses | 9,454,000 | 9,535,000 | 9,440,000 | 9,585,000 |
| Securities available for sale | 208,617,000 | 171,633,000 | 173,541,000 | 166,092,000 |
| Securities held to maturity | 51,972,000 | 51,945,000 | 53,068,000 | 53,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,891,000 | 1,121,799,000 | 1,131,942,000 | 1,196,672,000 |
| Interest-bearing deposits | 951,693,000 | 875,172,000 | 885,365,000 | 969,235,000 |
| Noninterest-bearing deposits | 237,198,000 | 246,627,000 | 246,577,000 | 227,437,000 |
| Equity capital | 115,169,000 | 118,292,000 | 121,548,000 | 126,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,581,000 | 25,566,000 | 39,277,000 | 53,848,000 |
| Interest expense | 2,252,000 | 4,447,000 | 6,871,000 | 9,914,000 |
| Net interest income | 10,329,000 | 21,119,000 | 32,406,000 | 43,934,000 |
| Noninterest income | 930,000 | 1,916,000 | 2,937,000 | 3,924,000 |
| Noninterest expense | 7,454,000 | 14,736,000 | 22,057,000 | 29,525,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 3,730,000 | 8,174,000 | 13,161,000 | 18,208,000 |
| Income tax | 765,000 | 1,797,000 | 2,966,000 | 3,913,000 |
| Net income | 2,965,000 | 6,377,000 | 10,195,000 | 14,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,795,000 | 116,295,000 | 120,201,000 | 124,443,000 |
| Total capital | 122,249,000 | 125,830,000 | 129,641,000 | 134,028,000 |
| Risk-weighted assets | 1,052,529,000 | 1,083,821,000 | 1,108,126,000 | 1,188,756,000 |