Call reports 2016
FIRST FLORIDA INTEGRITY BANK — 2016
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,173,782,000 | 1,261,167,000 | 1,226,894,000 | 1,197,344,000 |
| Total loans | 825,316,000 | 874,585,000 | 907,302,000 | 910,125,000 |
| Allowance for loan losses | 8,902,000 | 9,056,000 | 9,228,000 | 9,174,000 |
| Securities available for sale | 243,490,000 | 235,250,000 | 227,169,000 | 195,001,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 2,500,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 919,303,000 | 1,009,401,000 | 998,727,000 | 920,824,000 |
| Interest-bearing deposits | 747,139,000 | 846,970,000 | 825,716,000 | 737,579,000 |
| Noninterest-bearing deposits | 172,164,000 | 162,431,000 | 173,011,000 | 183,245,000 |
| Equity capital | 102,921,000 | 104,904,000 | 106,884,000 | 105,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,549,000 | 19,018,000 | 29,032,000 | 39,249,000 |
| Interest expense | 1,176,000 | 2,413,000 | 3,847,000 | 5,162,000 |
| Net interest income | 8,373,000 | 16,605,000 | 25,185,000 | 34,087,000 |
| Noninterest income | 662,000 | 1,569,000 | 2,322,000 | 2,997,000 |
| Noninterest expense | 6,816,000 | 13,372,000 | 19,939,000 | 26,665,000 |
| Provision for loan losses | 140,000 | 391,000 | 721,000 | 972,000 |
| Pretax income | 2,086,000 | 4,418,000 | 6,854,000 | 9,454,000 |
| Income tax | 755,000 | 1,587,000 | 2,451,000 | 3,417,000 |
| Net income | 1,331,000 | 2,831,000 | 4,403,000 | 6,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,782,000 | 96,964,000 | 99,369,000 | 100,971,000 |
| Total capital | 103,683,000 | 106,020,000 | 108,597,000 | 110,145,000 |
| Risk-weighted assets | 858,688,000 | 908,831,000 | 944,218,000 | 932,974,000 |