Call reports 2015
FIRST FLORIDA INTEGRITY BANK — 2015
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,028,462,000 | 1,165,266,000 | 1,149,933,000 | 1,168,295,000 |
| Total loans | 662,860,000 | 712,503,000 | 751,263,000 | 810,750,000 |
| Allowance for loan losses | 7,570,000 | 7,880,000 | 8,225,000 | 8,757,000 |
| Securities available for sale | 261,043,000 | 315,887,000 | 306,444,000 | 285,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 801,247,000 | 918,407,000 | 895,362,000 | 892,834,000 |
| Interest-bearing deposits | 667,071,000 | 788,459,000 | 761,526,000 | 736,955,000 |
| Noninterest-bearing deposits | 134,176,000 | 129,948,000 | 133,836,000 | 155,879,000 |
| Equity capital | 97,679,000 | 97,830,000 | 100,161,000 | 100,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,811,000 | 16,127,000 | 24,908,000 | 34,115,000 |
| Interest expense | 951,000 | 2,024,000 | 3,168,000 | 4,281,000 |
| Net interest income | 6,860,000 | 14,103,000 | 21,740,000 | 29,834,000 |
| Noninterest income | 662,000 | 1,342,000 | 2,011,000 | 2,693,000 |
| Noninterest expense | 5,856,000 | 11,803,000 | 17,703,000 | 23,602,000 |
| Provision for loan losses | 92,000 | 264,000 | 530,000 | 1,070,000 |
| Pretax income | 1,593,000 | 3,401,000 | 5,541,000 | 7,887,000 |
| Income tax | 590,000 | 1,231,000 | 1,983,000 | 2,837,000 |
| Net income | 1,003,000 | 2,170,000 | 3,558,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,455,000 | 88,296,000 | 90,699,000 | 92,899,000 |
| Total capital | 94,025,000 | 96,176,000 | 98,924,000 | 101,656,000 |
| Risk-weighted assets | 652,832,000 | 730,751,000 | 784,189,000 | 841,847,000 |