Call reports 2014
FIRST FLORIDA INTEGRITY BANK — 2014
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 864,825,000 | 875,976,000 | 865,942,000 | 989,965,000 |
| Total loans | 558,081,000 | 573,054,000 | 611,030,000 | 652,655,000 |
| Allowance for loan losses | 6,299,000 | 6,603,000 | 6,949,000 | 7,480,000 |
| Securities available for sale | 196,337,000 | 215,051,000 | 177,590,000 | 270,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,106,000 | 650,309,000 | 618,127,000 | 751,731,000 |
| Interest-bearing deposits | 550,631,000 | 545,495,000 | 513,014,000 | 627,205,000 |
| Noninterest-bearing deposits | 102,475,000 | 104,814,000 | 105,113,000 | 124,526,000 |
| Equity capital | 88,958,000 | 90,842,000 | 92,453,000 | 93,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,888,000 | 14,171,000 | 22,427,000 | 30,033,000 |
| Interest expense | 862,000 | 1,712,000 | 2,548,000 | 3,484,000 |
| Net interest income | 6,026,000 | 12,459,000 | 19,879,000 | 26,549,000 |
| Noninterest income | 564,000 | 1,133,000 | 1,771,000 | 2,564,000 |
| Noninterest expense | 7,098,000 | 12,753,000 | 18,335,000 | 23,666,000 |
| Provision for loan losses | 260,000 | 682,000 | 1,195,000 | 1,720,000 |
| Pretax income | -768,000 | 36,000 | 1,037,000 | 2,201,000 |
| Income tax | -748,000 | -505,000 | -376,000 | 169,000 |
| Net income | -20,000 | 541,000 | 1,413,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,741,000 | 75,754,000 | 76,524,000 | 78,565,000 |
| Total capital | 81,040,000 | 82,357,000 | 83,473,000 | 86,045,000 |
| Risk-weighted assets | 590,521,000 | 594,419,000 | 612,736,000 | 649,513,000 |