Call reports 2013
FIRST FLORIDA INTEGRITY BANK — 2013
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 643,628,000 | 668,444,000 | 667,540,000 | 742,289,000 |
| Total loans | 379,132,000 | 431,672,000 | 446,326,000 | 497,538,000 |
| Allowance for loan losses | 5,436,000 | 6,048,000 | 6,094,000 | 6,560,000 |
| Securities available for sale | 193,894,000 | 166,250,000 | 157,758,000 | 179,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,695,000 | 502,987,000 | 496,487,000 | 542,370,000 |
| Interest-bearing deposits | 439,561,000 | 443,350,000 | 429,939,000 | 465,194,000 |
| Noninterest-bearing deposits | 49,134,000 | 59,637,000 | 66,548,000 | 77,176,000 |
| Equity capital | 67,235,000 | 73,959,000 | 73,019,000 | 72,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,051,000 | 11,984,000 | 17,970,000 | 24,105,000 |
| Interest expense | 868,000 | 1,670,000 | 2,402,000 | 3,194,000 |
| Net interest income | 5,183,000 | 10,314,000 | 15,568,000 | 20,911,000 |
| Noninterest income | 423,000 | 805,000 | 1,193,000 | 1,602,000 |
| Noninterest expense | 4,768,000 | 9,151,000 | 13,717,000 | 18,349,000 |
| Provision for loan losses | 345,000 | 960,000 | 1,018,000 | 1,528,000 |
| Pretax income | 753,000 | 1,589,000 | 2,610,000 | 3,220,000 |
| Income tax | 0 | -9,048,000 | -8,655,000 | -8,426,000 |
| Net income | 753,000 | 10,637,000 | 11,265,000 | 11,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,218,000 | 62,047,000 | 63,047,000 | 63,268,000 |
| Total capital | 65,124,000 | 67,943,000 | 68,916,000 | 69,739,000 |
| Risk-weighted assets | 391,977,000 | 471,553,000 | 469,274,000 | 517,617,000 |