Call reports 2012
FIRST FLORIDA INTEGRITY BANK — 2012
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 460,317,000 | 504,464,000 | 567,994,000 | 613,046,000 |
| Total loans | 237,805,000 | 261,359,000 | 324,874,000 | 351,636,000 |
| Allowance for loan losses | 4,406,000 | 4,406,000 | 4,782,000 | 5,082,000 |
| Securities available for sale | 159,106,000 | 199,826,000 | 186,938,000 | 188,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,191,000 | 380,069,000 | 440,912,000 | 469,237,000 |
| Interest-bearing deposits | 317,298,000 | 351,590,000 | 392,303,000 | 419,974,000 |
| Noninterest-bearing deposits | 22,892,000 | 28,479,000 | 48,609,000 | 49,263,000 |
| Equity capital | 63,474,000 | 64,605,000 | 66,375,000 | 66,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,796,000 | 7,939,000 | 12,893,000 | 18,464,000 |
| Interest expense | 642,000 | 1,450,000 | 2,295,000 | 3,153,000 |
| Net interest income | 3,154,000 | 6,489,000 | 10,598,000 | 15,311,000 |
| Noninterest income | 175,000 | 331,000 | 1,541,000 | 1,646,000 |
| Noninterest expense | 3,479,000 | 6,792,000 | 11,336,000 | 15,564,000 |
| Provision for loan losses | 1,454,000 | 1,602,000 | 1,963,000 | 2,302,000 |
| Pretax income | -1,220,000 | -414,000 | 791,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,220,000 | -414,000 | 791,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,226,000 | 58,033,000 | 59,143,000 | 59,458,000 |
| Total capital | 60,611,000 | 61,738,000 | 63,459,000 | 63,975,000 |
| Risk-weighted assets | 269,781,000 | 295,738,000 | 344,858,000 | 360,825,000 |