Call reports 2010
FIRST FLORIDA INTEGRITY BANK — 2010
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 215,820,000 | 268,094,000 | 278,744,000 | 299,266,000 |
| Total loans | 53,336,000 | 76,765,000 | 92,031,000 | 103,629,000 |
| Allowance for loan losses | 456,000 | 764,000 | 693,000 | 1,048,000 |
| Securities available for sale | 87,236,000 | 141,598,000 | 120,006,000 | 140,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,980,000 | 232,900,000 | 221,784,000 | 246,790,000 |
| Interest-bearing deposits | 167,284,000 | 214,806,000 | 206,577,000 | 229,633,000 |
| Noninterest-bearing deposits | 14,697,000 | 18,094,000 | 15,207,000 | 17,157,000 |
| Equity capital | 33,142,000 | 33,893,000 | 33,186,000 | 26,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 3,445,000 | 5,923,000 | 8,558,000 |
| Interest expense | 312,000 | 1,184,000 | 2,178,000 | 3,162,000 |
| Net interest income | 970,000 | 2,261,000 | 3,745,000 | 5,396,000 |
| Noninterest income | 78,000 | 159,000 | 291,000 | 440,000 |
| Noninterest expense | 2,567,000 | 5,312,000 | 7,988,000 | 10,935,000 |
| Provision for loan losses | 245,000 | 555,000 | 1,404,000 | 1,763,000 |
| Pretax income | -1,757,000 | -3,408,000 | -4,723,000 | -5,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,757,000 | -3,408,000 | -4,723,000 | -5,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,275,000 | 26,627,000 | 25,314,000 | 24,643,000 |
| Total capital | 28,731,000 | 27,391,000 | 26,007,000 | 25,691,000 |
| Risk-weighted assets | 99,931,000 | 128,383,000 | 146,725,000 | 158,892,000 |