Call reports 2009
FIRST FLORIDA INTEGRITY BANK — 2009
What FIRST FLORIDA INTEGRITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,386,000 | 49,980,000 | 58,701,000 | 122,060,000 |
| Total loans | 23,647,000 | 26,382,000 | 32,344,000 | 39,353,000 |
| Allowance for loan losses | 342,000 | 383,000 | 469,000 | 211,000 |
| Securities available for sale | 16,104,000 | 16,399,000 | 15,418,000 | 33,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,552,000 | 37,614,000 | 46,260,000 | 86,329,000 |
| Interest-bearing deposits | 32,421,000 | 36,805,000 | 45,142,000 | 74,488,000 |
| Noninterest-bearing deposits | 1,131,000 | 809,000 | 1,118,000 | 11,841,000 |
| Equity capital | 12,683,000 | 12,189,000 | 12,248,000 | 35,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,119,000 | 1,771,000 | 626,000 |
| Interest expense | 263,000 | 538,000 | 856,000 | 159,000 |
| Net interest income | 267,000 | 581,000 | 915,000 | 467,000 |
| Noninterest income | 9,000 | 18,000 | 29,000 | 41,000 |
| Noninterest expense | 649,000 | 1,310,000 | 1,986,000 | 4,596,000 |
| Provision for loan losses | 0 | 41,000 | 127,000 | 211,000 |
| Pretax income | -284,000 | -663,000 | -1,080,000 | -4,299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -284,000 | -663,000 | -1,080,000 | -4,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,743,000 | 12,410,000 | 12,042,000 | 30,031,000 |
| Total capital | 13,085,000 | 12,793,000 | 12,511,000 | 30,242,000 |
| Risk-weighted assets | 28,865,000 | 32,246,000 | 38,603,000 | 72,940,000 |