Call reports 2016
FIRST INTERNET BANK OF INDIANA — 2016
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,524,858,000 | 1,699,713,000 | 1,820,963,000 | 1,850,010,000 |
| Total loans | 1,074,174,000 | 1,160,125,000 | 1,235,403,000 | 1,281,890,000 |
| Allowance for loan losses | 9,220,000 | 10,016,000 | 10,561,000 | 10,981,000 |
| Securities available for sale | 315,311,000 | 433,806,000 | 470,978,000 | 456,700,000 |
| Securities held to maturity | 0 | 0 | 5,500,000 | 16,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,248,503,000 | 1,397,573,000 | 1,510,883,000 | 1,492,232,000 |
| Interest-bearing deposits | 1,214,233,000 | 1,360,868,000 | 1,460,663,000 | 1,431,701,000 |
| Noninterest-bearing deposits | 34,270,000 | 36,705,000 | 50,220,000 | 60,531,000 |
| Equity capital | 112,149,000 | 136,521,000 | 153,699,000 | 158,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,738,000 | 26,755,000 | 42,272,000 | 59,082,000 |
| Interest expense | 3,302,000 | 7,718,000 | 12,615,000 | 17,837,000 |
| Net interest income | 9,436,000 | 19,037,000 | 29,657,000 | 41,245,000 |
| Noninterest income | 2,634,000 | 6,296,000 | 11,161,000 | 14,067,000 |
| Noninterest expense | 6,618,000 | 14,119,000 | 22,122,000 | 29,876,000 |
| Provision for loan losses | 946,000 | 1,870,000 | 4,074,000 | 4,330,000 |
| Pretax income | 4,506,000 | 9,521,000 | 14,799,000 | 21,283,000 |
| Income tax | 1,584,000 | 3,287,000 | 5,064,000 | 7,135,000 |
| Net income | 2,922,000 | 6,234,000 | 9,735,000 | 14,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,464,000 | 129,427,000 | 148,086,000 | 162,617,000 |
| Total capital | 116,693,000 | 139,449,000 | 158,659,000 | 173,598,000 |
| Risk-weighted assets | 1,096,463,000 | 1,203,998,000 | 1,303,371,000 | 1,368,675,000 |