Call reports 2009
FIRST INTERNET BANK OF INDIANA — 2009
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 549,860,000 | 543,909,000 | 506,704,000 | 503,939,000 |
| Total loans | 322,614,000 | 333,347,000 | 337,746,000 | 322,707,000 |
| Allowance for loan losses | 5,194,000 | 5,599,000 | 6,050,000 | 10,096,000 |
| Securities available for sale | 168,875,000 | 153,846,000 | 149,896,000 | 133,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,618,000 | 454,454,000 | 412,289,000 | 412,823,000 |
| Interest-bearing deposits | 441,506,000 | 441,976,000 | 400,610,000 | 403,952,000 |
| Noninterest-bearing deposits | 9,112,000 | 12,478,000 | 11,679,000 | 8,871,000 |
| Equity capital | 43,119,000 | 43,771,000 | 46,333,000 | 43,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,345,000 | 14,682,000 | 21,939,000 | 28,997,000 |
| Interest expense | 4,168,000 | 8,140,000 | 11,632,000 | 14,859,000 |
| Net interest income | 3,177,000 | 6,542,000 | 10,307,000 | 14,138,000 |
| Noninterest income | 421,000 | 1,319,000 | 1,935,000 | 2,618,000 |
| Noninterest expense | 2,051,000 | 4,643,000 | 6,846,000 | 9,016,000 |
| Provision for loan losses | 2,028,000 | 3,509,000 | 6,060,000 | 11,564,000 |
| Pretax income | -481,000 | -291,000 | -840,000 | -4,070,000 |
| Income tax | -327,000 | -422,000 | -780,000 | -2,075,000 |
| Net income | -154,000 | 131,000 | -60,000 | -1,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,390,000 | 41,675,000 | 41,485,000 | 36,964,000 |
| Total capital | 45,912,000 | 46,563,000 | 46,646,000 | 41,968,000 |
| Risk-weighted assets | 360,954,000 | 390,322,000 | 411,400,000 | 395,151,000 |