Call reports 2008
FIRST INTERNET BANK OF INDIANA — 2008
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 565,278,000 | 536,496,000 | 522,716,000 | 542,235,000 |
| Total loans | 346,500,000 | 335,526,000 | 331,584,000 | 328,992,000 |
| Allowance for loan losses | 3,367,000 | 3,711,000 | 4,130,000 | 4,613,000 |
| Securities available for sale | 175,653,000 | 177,297,000 | 164,154,000 | 168,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,503,000 | 444,214,000 | 423,597,000 | 440,329,000 |
| Interest-bearing deposits | 462,304,000 | 433,158,000 | 410,795,000 | 430,237,000 |
| Noninterest-bearing deposits | 10,199,000 | 11,056,000 | 12,802,000 | 10,092,000 |
| Equity capital | 44,198,000 | 43,160,000 | 41,147,000 | 43,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,080,000 | 16,004,000 | 23,827,000 | 31,523,000 |
| Interest expense | 5,220,000 | 10,034,000 | 14,544,000 | 18,873,000 |
| Net interest income | 2,860,000 | 5,970,000 | 9,283,000 | 12,650,000 |
| Noninterest income | 291,000 | 735,000 | 1,075,000 | 1,454,000 |
| Noninterest expense | 1,880,000 | 3,843,000 | 5,747,000 | 7,725,000 |
| Provision for loan losses | 898,000 | 2,009,000 | 3,295,000 | 4,819,000 |
| Pretax income | 467,000 | 947,000 | 1,488,000 | 1,809,000 |
| Income tax | 13,000 | 36,000 | 90,000 | 61,000 |
| Net income | 454,000 | 911,000 | 1,398,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,250,000 | 40,707,000 | 41,194,000 | 41,541,000 |
| Total capital | 43,617,000 | 44,418,000 | 45,324,000 | 46,043,000 |
| Risk-weighted assets | 377,629,000 | 372,490,000 | 366,246,000 | 360,055,000 |