Call reports 2007
FIRST INTERNET BANK OF INDIANA — 2007
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 531,815,000 | 508,196,000 | 540,180,000 | 556,763,000 |
| Total loans | 356,839,000 | 355,680,000 | 369,121,000 | 356,029,000 |
| Allowance for loan losses | 3,723,000 | 3,551,000 | 3,637,000 | 3,560,000 |
| Securities available for sale | 110,437,000 | 112,773,000 | 109,573,000 | 118,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,968,000 | 412,211,000 | 442,702,000 | 461,651,000 |
| Interest-bearing deposits | 424,539,000 | 404,092,000 | 437,412,000 | 453,442,000 |
| Noninterest-bearing deposits | 8,429,000 | 8,119,000 | 5,291,000 | 8,209,000 |
| Equity capital | 42,544,000 | 42,619,000 | 43,976,000 | 45,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,075,000 | 15,697,000 | 23,699,000 | 32,196,000 |
| Interest expense | 5,017,000 | 9,822,000 | 14,775,000 | 20,160,000 |
| Net interest income | 3,058,000 | 5,875,000 | 8,924,000 | 12,036,000 |
| Noninterest income | 373,000 | 733,000 | 1,039,000 | 1,345,000 |
| Noninterest expense | 1,831,000 | 3,643,000 | 5,452,000 | 7,572,000 |
| Provision for loan losses | 633,000 | 763,000 | 1,415,000 | 1,802,000 |
| Pretax income | 982,000 | 2,232,000 | 3,134,000 | 4,045,000 |
| Income tax | 238,000 | 589,000 | 817,000 | 1,043,000 |
| Net income | 744,000 | 1,643,000 | 2,317,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,219,000 | 39,114,000 | 39,797,000 | 40,492,000 |
| Total capital | 41,942,000 | 42,665,000 | 43,434,000 | 44,052,000 |
| Risk-weighted assets | 386,715,000 | 367,841,000 | 383,445,000 | 379,454,000 |