Call reports 2006
FIRST INTERNET BANK OF INDIANA — 2006
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 433,624,000 | 446,319,000 | 457,976,000 | 482,970,000 |
| Total loans | 299,022,000 | 308,277,000 | 312,695,000 | 313,152,000 |
| Allowance for loan losses | 3,016,000 | 2,940,000 | 3,204,000 | 3,369,000 |
| Securities available for sale | 106,423,000 | 114,264,000 | 114,163,000 | 117,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,958,000 | 345,840,000 | 356,194,000 | 383,801,000 |
| Interest-bearing deposits | 324,167,000 | 339,549,000 | 349,415,000 | 377,673,000 |
| Noninterest-bearing deposits | 5,791,000 | 6,291,000 | 6,779,000 | 6,128,000 |
| Equity capital | 41,749,000 | 40,058,000 | 41,363,000 | 41,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,711,000 | 11,729,000 | 18,051,000 | 24,989,000 |
| Interest expense | 3,204,000 | 6,691,000 | 10,574,000 | 14,950,000 |
| Net interest income | 2,507,000 | 5,038,000 | 7,477,000 | 10,039,000 |
| Noninterest income | 236,000 | 503,000 | 766,000 | 1,075,000 |
| Noninterest expense | 1,621,000 | 3,077,000 | 4,421,000 | 5,818,000 |
| Provision for loan losses | 422,000 | 540,000 | 1,245,000 | 2,255,000 |
| Pretax income | 700,000 | 1,927,000 | 2,580,000 | 3,071,000 |
| Income tax | 177,000 | 550,000 | 705,000 | 788,000 |
| Net income | 523,000 | 1,377,000 | 1,875,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,753,000 | 41,435,000 | 41,949,000 | 42,357,000 |
| Total capital | 45,769,000 | 44,375,000 | 45,153,000 | 45,726,000 |
| Risk-weighted assets | 323,843,000 | 335,256,000 | 342,111,000 | 350,118,000 |