Call reports 2005
FIRST INTERNET BANK OF INDIANA — 2005
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 420,444,000 | 415,690,000 | 418,699,000 | 431,648,000 |
| Total loans | 289,487,000 | 300,084,000 | 304,555,000 | 300,390,000 |
| Allowance for loan losses | 3,004,000 | 3,315,000 | 3,543,000 | 3,618,000 |
| Securities available for sale | 108,925,000 | 101,293,000 | 93,688,000 | 98,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,266,000 | 316,715,000 | 319,500,000 | 325,232,000 |
| Interest-bearing deposits | 343,016,000 | 311,948,000 | 315,003,000 | 318,906,000 |
| Noninterest-bearing deposits | 4,250,000 | 4,767,000 | 4,497,000 | 6,326,000 |
| Equity capital | 42,214,000 | 42,959,000 | 43,198,000 | 43,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,033,000 | 10,202,000 | 15,595,000 | 21,147,000 |
| Interest expense | 2,665,000 | 5,487,000 | 8,572,000 | 11,670,000 |
| Net interest income | 2,368,000 | 4,715,000 | 7,023,000 | 9,477,000 |
| Noninterest income | 236,000 | 478,000 | 730,000 | 991,000 |
| Noninterest expense | 1,395,000 | 2,613,000 | 4,016,000 | 5,409,000 |
| Provision for loan losses | 253,000 | 886,000 | 1,365,000 | 1,953,000 |
| Pretax income | 957,000 | 1,699,000 | 2,377,000 | 3,111,000 |
| Income tax | 280,000 | 505,000 | 689,000 | 932,000 |
| Net income | 677,000 | 1,194,000 | 1,688,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,271,000 | 43,238,000 | 43,768,000 | 44,290,000 |
| Total capital | 45,275,000 | 46,568,000 | 47,311,000 | 47,908,000 |
| Risk-weighted assets | 308,851,000 | 316,716,000 | 318,450,000 | 322,973,000 |