Call reports 2004
FIRST INTERNET BANK OF INDIANA — 2004
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 352,184,000 | 370,691,000 | 391,942,000 | 442,392,000 |
| Total loans | 219,312,000 | 253,885,000 | 267,753,000 | 282,469,000 |
| Allowance for loan losses | 1,919,000 | 2,353,000 | 2,765,000 | 3,096,000 |
| Securities available for sale | 125,450,000 | 111,623,000 | 107,068,000 | 96,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,366,000 | 290,380,000 | 313,136,000 | 362,324,000 |
| Interest-bearing deposits | 280,133,000 | 285,257,000 | 309,742,000 | 357,125,000 |
| Noninterest-bearing deposits | 3,233,000 | 5,123,000 | 3,394,000 | 5,199,000 |
| Equity capital | 41,491,000 | 40,325,000 | 41,586,000 | 41,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,899,000 | 12,587,000 | 17,237,000 |
| Interest expense | 1,864,000 | 3,850,000 | 6,118,000 | 8,557,000 |
| Net interest income | 1,994,000 | 4,049,000 | 6,469,000 | 8,680,000 |
| Noninterest income | 165,000 | 341,000 | 481,000 | 655,000 |
| Noninterest expense | 1,181,000 | 2,308,000 | 3,523,000 | 4,598,000 |
| Provision for loan losses | 199,000 | 748,000 | 1,392,000 | 1,978,000 |
| Pretax income | 802,000 | 1,333,000 | 2,048,000 | 2,646,000 |
| Income tax | 261,000 | 419,000 | 638,000 | 817,000 |
| Net income | 541,000 | 914,000 | 1,410,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,062,000 | 39,011,000 | 40,821,000 | 41,466,000 |
| Total capital | 41,981,000 | 41,364,000 | 43,586,000 | 44,562,000 |
| Risk-weighted assets | 225,349,000 | 263,532,000 | 284,629,000 | 303,111,000 |