Call reports 2003
FIRST INTERNET BANK OF INDIANA — 2003
What FIRST INTERNET BANK OF INDIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 323,763,000 | 333,677,000 | 339,068,000 | 337,961,000 |
| Total loans | 171,286,000 | 181,865,000 | 182,611,000 | 198,589,000 |
| Allowance for loan losses | 1,492,000 | 1,704,000 | 1,749,000 | 1,893,000 |
| Securities available for sale | 145,837,000 | 135,851,000 | 133,460,000 | 134,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,574,000 | 267,162,000 | 272,678,000 | 266,033,000 |
| Interest-bearing deposits | 247,269,000 | 266,155,000 | 271,309,000 | 264,941,000 |
| Noninterest-bearing deposits | 3,305,000 | 1,007,000 | 1,369,000 | 1,092,000 |
| Equity capital | 40,518,000 | 40,649,000 | 40,430,000 | 40,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,207,000 | 6,431,000 | 9,606,000 | 13,066,000 |
| Interest expense | 1,833,000 | 3,773,000 | 5,708,000 | 7,589,000 |
| Net interest income | 1,374,000 | 2,658,000 | 3,898,000 | 5,477,000 |
| Noninterest income | 187,000 | 389,000 | 597,000 | 786,000 |
| Noninterest expense | 1,187,000 | 2,320,000 | 3,481,000 | 4,527,000 |
| Provision for loan losses | 469,000 | 721,000 | 822,000 | 1,418,000 |
| Pretax income | 173,000 | 267,000 | 476,000 | 592,000 |
| Income tax | 57,000 | 70,000 | 114,000 | 125,000 |
| Net income | 116,000 | 197,000 | 362,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,379,000 | 38,498,000 | 38,659,000 | 38,826,000 |
| Total capital | 39,871,000 | 40,202,000 | 40,408,000 | 40,719,000 |
| Risk-weighted assets | 165,615,000 | 188,732,000 | 193,630,000 | 202,814,000 |