Call report 2026Q2
SMARTBIZ BANK, N.A. — 2026Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,758,000 | USD | evidence → |
| Total loans | 145,942,000 | USD | evidence → |
| Allowance for loan losses | 3,123,000 | USD | evidence → |
| Securities available for sale | 3,795,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,240,000 | USD | evidence → |
| Interest-bearing deposits | 145,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,465,000 | USD | evidence → |
| Equity capital | 28,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,356,000 | USD | evidence → |
| Interest expense | 2,476,000 | USD | evidence → |
| Net interest income | 3,880,000 | USD | evidence → |
| Noninterest income | 9,297,000 | USD | evidence → |
| Noninterest expense | 12,528,000 | USD | evidence → |
| Provision for loan losses | 1,008,000 | USD | evidence → |
| Pretax income | -357,000 | USD | evidence → |
| Income tax | -26,000 | USD | evidence → |
| Net income | -331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,729,000 | USD | evidence → |
| Total capital | 17,665,000 | USD | evidence → |
| Risk-weighted assets | 153,646,000 | USD | evidence → |