Call report 2020Q2
SMARTBIZ BANK, N.A. — 2020Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,031,000 | USD | evidence → |
| Total loans | 120,370,000 | USD | evidence → |
| Allowance for loan losses | 1,812,000 | USD | evidence → |
| Securities available for sale | 15,861,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,246,000 | USD | evidence → |
| Interest-bearing deposits | 99,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,400,000 | USD | evidence → |
| Equity capital | 17,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,576,000 | USD | evidence → |
| Interest expense | 948,000 | USD | evidence → |
| Net interest income | 2,628,000 | USD | evidence → |
| Noninterest income | 794,000 | USD | evidence → |
| Noninterest expense | 2,374,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 940,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,291,000 | USD | evidence → |
| Total capital | 14,630,000 | USD | evidence → |
| Risk-weighted assets | 106,666,000 | USD | evidence → |