Call report 2019Q4
SMARTBIZ BANK, N.A. — 2019Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,498,000 | USD | evidence → |
| Total loans | 95,589,000 | USD | evidence → |
| Allowance for loan losses | 1,721,000 | USD | evidence → |
| Securities available for sale | 14,195,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,211,000 | USD | evidence → |
| Interest-bearing deposits | 98,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,830,000 | USD | evidence → |
| Equity capital | 16,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,893,000 | USD | evidence → |
| Interest expense | 2,150,000 | USD | evidence → |
| Net interest income | 4,743,000 | USD | evidence → |
| Noninterest income | 1,929,000 | USD | evidence → |
| Noninterest expense | 4,914,000 | USD | evidence → |
| Provision for loan losses | 567,000 | USD | evidence → |
| Pretax income | 1,191,000 | USD | evidence → |
| Income tax | -4,547,000 | USD | evidence → |
| Net income | 5,738,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,350,000 | USD | evidence → |
| Total capital | 13,654,000 | USD | evidence → |
| Risk-weighted assets | 103,862,000 | USD | evidence → |