Call report 2018Q4
SMARTBIZ BANK, N.A. — 2018Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,580,000 | USD | evidence → |
| Total loans | 94,076,000 | USD | evidence → |
| Allowance for loan losses | 1,194,000 | USD | evidence → |
| Securities available for sale | 12,999,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,204,000 | USD | evidence → |
| Interest-bearing deposits | 93,844,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,360,000 | USD | evidence → |
| Equity capital | 11,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,974,000 | USD | evidence → |
| Interest expense | 1,463,000 | USD | evidence → |
| Net interest income | 4,511,000 | USD | evidence → |
| Noninterest income | 1,658,000 | USD | evidence → |
| Noninterest expense | 5,239,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 795,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,159,000 | USD | evidence → |
| Total capital | 12,353,000 | USD | evidence → |
| Risk-weighted assets | 100,503,000 | USD | evidence → |