Call report 2016Q4
SMARTBIZ BANK, N.A. — 2016Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,320,000 | USD | evidence → |
| Total loans | 68,942,000 | USD | evidence → |
| Allowance for loan losses | 976,000 | USD | evidence → |
| Securities available for sale | 4,719,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,143,000 | USD | evidence → |
| Interest-bearing deposits | 69,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,124,000 | USD | evidence → |
| Equity capital | 8,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,403,000 | USD | evidence → |
| Interest expense | 520,000 | USD | evidence → |
| Net interest income | 2,883,000 | USD | evidence → |
| Noninterest income | 975,000 | USD | evidence → |
| Noninterest expense | 3,763,000 | USD | evidence → |
| Provision for loan losses | 730,000 | USD | evidence → |
| Pretax income | -635,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,739,000 | USD | evidence → |
| Total capital | 9,647,000 | USD | evidence → |
| Risk-weighted assets | 72,584,000 | USD | evidence → |