Call report 2014Q2
SMARTBIZ BANK, N.A. — 2014Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,192,000 | USD | evidence → |
| Total loans | 37,575,000 | USD | evidence → |
| Allowance for loan losses | 793,000 | USD | evidence → |
| Securities available for sale | 9,036,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,141,000 | USD | evidence → |
| Interest-bearing deposits | 50,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,192,000 | USD | evidence → |
| Equity capital | 5,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 968,000 | USD | evidence → |
| Interest expense | 149,000 | USD | evidence → |
| Net interest income | 819,000 | USD | evidence → |
| Noninterest income | 231,000 | USD | evidence → |
| Noninterest expense | 1,917,000 | USD | evidence → |
| Provision for loan losses | 365,000 | USD | evidence → |
| Pretax income | -1,232,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,006,000 | USD | evidence → |
| Total capital | 6,612,000 | USD | evidence → |
| Risk-weighted assets | 48,299,000 | USD | evidence → |