Call report 2013Q4
SMARTBIZ BANK, N.A. — 2013Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,940,000 | USD | evidence → |
| Total loans | 36,477,000 | USD | evidence → |
| Allowance for loan losses | 1,095,000 | USD | evidence → |
| Securities available for sale | 10,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,795,000 | USD | evidence → |
| Interest-bearing deposits | 49,614,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,181,000 | USD | evidence → |
| Equity capital | 5,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,821,000 | USD | evidence → |
| Interest expense | 349,000 | USD | evidence → |
| Net interest income | 1,472,000 | USD | evidence → |
| Noninterest income | 397,000 | USD | evidence → |
| Noninterest expense | 4,170,000 | USD | evidence → |
| Provision for loan losses | -450,000 | USD | evidence → |
| Pretax income | -1,851,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,989,000 | USD | evidence → |
| Total capital | 6,574,000 | USD | evidence → |
| Risk-weighted assets | 46,328,000 | USD | evidence → |