Call report 2009Q4
SMARTBIZ BANK, N.A. — 2009Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,819,000 | USD | evidence → |
| Total loans | 94,448,000 | USD | evidence → |
| Allowance for loan losses | 3,820,000 | USD | evidence → |
| Securities available for sale | 13,470,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,600,000 | USD | evidence → |
| Interest-bearing deposits | 99,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,698,000 | USD | evidence → |
| Equity capital | 11,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,879,000 | USD | evidence → |
| Interest expense | 3,065,000 | USD | evidence → |
| Net interest income | 1,814,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 3,636,000 | USD | evidence → |
| Provision for loan losses | 3,180,000 | USD | evidence → |
| Pretax income | -4,678,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,265,000 | USD | evidence → |
| Total capital | 12,566,000 | USD | evidence → |
| Risk-weighted assets | 101,521,000 | USD | evidence → |