Call report 2009Q2
SMARTBIZ BANK, N.A. — 2009Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,759,000 | USD | evidence → |
| Total loans | 104,487,000 | USD | evidence → |
| Allowance for loan losses | 3,378,000 | USD | evidence → |
| Securities available for sale | 4,034,000 | USD | evidence → |
| Securities held to maturity | 3,007,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,956,000 | USD | evidence → |
| Interest-bearing deposits | 109,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,419,000 | USD | evidence → |
| Equity capital | 13,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,725,000 | USD | evidence → |
| Interest expense | 1,709,000 | USD | evidence → |
| Net interest income | 1,016,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 1,677,000 | USD | evidence → |
| Provision for loan losses | 1,805,000 | USD | evidence → |
| Pretax income | -2,272,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,650,000 | USD | evidence → |
| Total capital | 15,046,000 | USD | evidence → |
| Risk-weighted assets | 109,683,000 | USD | evidence → |