Call reports 2005
COMMUNITY BANK GROUP — 2005
What COMMUNITY BANK GROUP reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 440,719,000 | 461,372,000 | 465,475,000 | 468,947,000 |
| Total loans | 374,896,000 | 392,730,000 | 392,082,000 | 396,137,000 |
| Allowance for loan losses | 3,340,000 | 3,424,000 | 3,558,000 | 3,282,000 |
| Securities available for sale | 40,460,000 | 41,036,000 | 41,122,000 | 40,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,258,000 | 356,283,000 | 395,050,000 | 392,687,000 |
| Interest-bearing deposits | 288,961,000 | 299,213,000 | 342,835,000 | 332,698,000 |
| Noninterest-bearing deposits | 57,297,000 | 57,070,000 | 52,214,000 | 59,988,000 |
| Equity capital | 36,966,000 | 38,766,000 | 38,928,000 | 38,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,997,000 | 12,307,000 | 19,132,000 | 26,283,000 |
| Interest expense | 1,630,000 | 3,586,000 | 5,945,000 | 8,506,000 |
| Net interest income | 4,367,000 | 8,721,000 | 13,187,000 | 17,777,000 |
| Noninterest income | 698,000 | 1,259,000 | 1,862,000 | 2,438,000 |
| Noninterest expense | 3,350,000 | 6,707,000 | 10,008,000 | 13,280,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,505,000 | 2,853,000 | 4,411,000 | 6,095,000 |
| Income tax | 545,000 | 1,027,000 | 1,587,000 | 2,194,000 |
| Net income | 960,000 | 1,826,000 | 2,824,000 | 3,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,145,000 | 38,751,000 | 38,989,000 | 39,306,000 |
| Total capital | 40,485,000 | 42,175,000 | 42,547,000 | 42,588,000 |
| Risk-weighted assets | 397,345,000 | 413,156,000 | 403,551,000 | 401,491,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK GROUP — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.