Call reports 2002
COMMUNITY BANK GROUP — 2002
What COMMUNITY BANK GROUP reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 329,455,000 | 334,955,000 | 336,091,000 | 351,991,000 |
| Total loans | 283,834,000 | 284,515,000 | 280,190,000 | 284,121,000 |
| Allowance for loan losses | 3,402,000 | 3,596,000 | 3,699,000 | 3,166,000 |
| Securities available for sale | 31,700,000 | 33,522,000 | 34,169,000 | 33,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,708,000 | 255,535,000 | 266,448,000 | 281,823,000 |
| Interest-bearing deposits | 216,091,000 | 220,228,000 | 232,011,000 | 242,838,000 |
| Noninterest-bearing deposits | 33,617,000 | 35,307,000 | 34,437,000 | 38,985,000 |
| Equity capital | 30,927,000 | 31,956,000 | 32,765,000 | 33,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,195,000 | 10,576,000 | 15,737,000 | 20,954,000 |
| Interest expense | 1,815,000 | 3,505,000 | 5,117,000 | 6,646,000 |
| Net interest income | 3,380,000 | 7,071,000 | 10,620,000 | 14,308,000 |
| Noninterest income | 376,000 | 756,000 | 1,165,000 | 1,571,000 |
| Noninterest expense | 2,060,000 | 4,137,000 | 6,239,000 | 8,461,000 |
| Provision for loan losses | 201,000 | 402,000 | 603,000 | 804,000 |
| Pretax income | 1,495,000 | 3,393,000 | 5,048,000 | 6,615,000 |
| Income tax | 494,000 | 1,139,000 | 1,697,000 | 2,217,000 |
| Net income | 1,001,000 | 2,254,000 | 3,351,000 | 4,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,840,000 | 31,640,000 | 32,263,000 | 32,938,000 |
| Total capital | 34,242,000 | 35,236,000 | 35,962,000 | 36,104,000 |
| Risk-weighted assets | 290,096,000 | 301,033,000 | 296,222,000 | 303,097,000 |