Call reports 2001
COMMUNITY BANK GROUP — 2001
What COMMUNITY BANK GROUP reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 223,953,000 | 214,725,000 | 215,547,000 | 214,646,000 |
| Total loans | 196,406,000 | 188,801,000 | 184,462,000 | 189,300,000 |
| Allowance for loan losses | 2,199,000 | 2,345,000 | 2,498,000 | 2,513,000 |
| Securities available for sale | 14,516,000 | 13,284,000 | 14,462,000 | 13,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,843,000 | 164,912,000 | 167,231,000 | 162,845,000 |
| Interest-bearing deposits | 134,252,000 | 135,620,000 | 135,193,000 | 127,631,000 |
| Noninterest-bearing deposits | 30,591,000 | 29,292,000 | 32,038,000 | 35,214,000 |
| Equity capital | 19,326,000 | 19,711,000 | 20,311,000 | 20,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,438,000 | 8,588,000 | 12,527,000 | 16,231,000 |
| Interest expense | 2,122,000 | 3,929,000 | 5,441,000 | 6,687,000 |
| Net interest income | 2,316,000 | 4,659,000 | 7,086,000 | 9,544,000 |
| Noninterest income | 260,000 | 536,000 | 809,000 | 1,112,000 |
| Noninterest expense | 1,384,000 | 2,730,000 | 4,085,000 | 5,486,000 |
| Provision for loan losses | 105,000 | 261,000 | 416,000 | 535,000 |
| Pretax income | 1,089,000 | 2,206,000 | 3,396,000 | 4,637,000 |
| Income tax | 359,000 | 730,000 | 1,132,000 | 1,556,000 |
| Net income | 730,000 | 1,476,000 | 2,264,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,304,000 | 19,687,000 | 20,155,000 | 20,651,000 |
| Total capital | 21,503,000 | 22,032,000 | 22,536,000 | 23,074,000 |
| Risk-weighted assets | 204,965,000 | 195,566,000 | 190,335,000 | 193,782,000 |