Call reports 2014
COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2014
What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 118,390,000 | 116,548,000 |
| Total loans | 60,758,000 | 60,352,000 |
| Allowance for loan losses | 847,000 | 818,000 |
| Securities available for sale | 37,355,000 | 39,131,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 98,547,000 | 97,352,000 |
| Interest-bearing deposits | 81,340,000 | 79,216,000 |
| Noninterest-bearing deposits | 17,207,000 | 18,136,000 |
| Equity capital | 11,086,000 | 11,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,044,000 | 2,085,000 |
| Interest expense | 159,000 | 323,000 |
| Net interest income | 885,000 | 1,762,000 |
| Noninterest income | 106,000 | 205,000 |
| Noninterest expense | 1,038,000 | 2,296,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -47,000 | -329,000 |
| Income tax | 0 | 0 |
| Net income | -47,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 10,509,000 | 10,228,000 |
| Total capital | 11,363,000 | 11,053,000 |
| Risk-weighted assets | 69,149,000 | 68,338,000 |