Call reports 2012

COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2012

Name: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — FFIEC call report 2012
Creator: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA

What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/91b3b07d-a9c4-40bf-873e-04809220249d/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	116,789,000	117,757,000	110,506,000	112,148,000
Total loans	60,360,000	59,161,000	58,409,000	61,027,000
Allowance for loan losses	1,173,000	1,145,000	1,142,000	1,068,000
Securities available for sale	40,490,000	41,920,000	38,382,000	39,303,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	93,637,000	93,436,000	89,522,000	91,606,000
Interest-bearing deposits	80,659,000	80,987,000	78,290,000	77,505,000
Noninterest-bearing deposits	12,978,000	12,449,000	11,232,000	14,101,000
Equity capital	12,328,000	12,523,000	12,257,000	12,085,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,181,000	2,352,000	3,425,000	4,529,000
Interest expense	264,000	507,000	717,000	888,000
Net interest income	917,000	1,845,000	2,708,000	3,641,000
Noninterest income	-48,000	43,000	3,000	-148,000
Noninterest expense	1,029,000	2,045,000	3,151,000	4,210,000
Provision for loan losses	0	0	0	0
Pretax income	38,000	41,000	-239,000	-466,000
Income tax	0	0	107,000	-30,000
Net income	38,000	41,000	-346,000	-436,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	10,991,000	10,993,000	10,714,000	10,487,000
Total capital	11,818,000	11,816,000	11,528,000	11,331,000
Risk-weighted assets	65,847,000	65,673,000	64,832,000	67,328,000