Call reports 2006
COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2006
What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,444,000 | 97,411,000 | 97,317,000 | 103,260,000 |
| Total loans | 57,864,000 | 63,277,000 | 64,738,000 | 71,882,000 |
| Allowance for loan losses | 583,000 | 624,000 | 682,000 | 734,000 |
| Securities available for sale | 23,763,000 | 22,864,000 | 18,889,000 | 17,500,000 |
| Securities held to maturity | 6,874,000 | 6,604,000 | 6,347,000 | 6,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,367,000 | 80,451,000 | 70,768,000 | 75,823,000 |
| Interest-bearing deposits | 72,702,000 | 71,673,000 | 61,799,000 | 61,707,000 |
| Noninterest-bearing deposits | 7,665,000 | 8,778,000 | 8,969,000 | 14,116,000 |
| Equity capital | 5,538,000 | 5,464,000 | 14,075,000 | 14,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,863,000 | 4,434,000 | 6,111,000 |
| Interest expense | 749,000 | 1,530,000 | 2,328,000 | 3,146,000 |
| Net interest income | 643,000 | 1,333,000 | 2,106,000 | 2,965,000 |
| Noninterest income | 57,000 | 133,000 | 329,000 | 420,000 |
| Noninterest expense | 699,000 | 1,411,000 | 2,143,000 | 2,912,000 |
| Provision for loan losses | 41,000 | 85,000 | 149,000 | 209,000 |
| Pretax income | -40,000 | -30,000 | 40,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | -30,000 | 40,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,136,000 | 6,246,000 | 14,544,000 | 14,609,000 |
| Total capital | 6,719,000 | 6,870,000 | 15,226,000 | 15,343,000 |
| Risk-weighted assets | 59,680,000 | 64,830,000 | 66,065,000 | 72,365,000 |