Call reports 2005

COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2005

Name: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — FFIEC call report 2005
Creator: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA

What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/91b3b07d-a9c4-40bf-873e-04809220249d/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	69,026,000	76,234,000	87,836,000	92,712,000
Total loans	40,730,000	45,345,000	50,624,000	53,569,000
Allowance for loan losses	429,000	442,000	500,000	547,000
Securities available for sale	21,986,000	26,446,000	23,541,000	22,895,000
Securities held to maturity	0	0	7,494,000	7,136,000
Trading assets	0	0	0	0
Total deposits	62,499,000	67,538,000	70,880,000	75,875,000
Interest-bearing deposits	54,808,000	60,283,000	63,846,000	68,740,000
Noninterest-bearing deposits	7,691,000	7,255,000	7,034,000	7,135,000
Equity capital	6,001,000	6,049,000	5,860,000	5,659,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	762,000	1,717,000	2,774,000	3,993,000
Interest expense	301,000	709,000	1,220,000	1,851,000
Net interest income	461,000	1,008,000	1,554,000	2,142,000
Noninterest income	50,000	99,000	164,000	226,000
Noninterest expense	623,000	1,279,000	1,934,000	2,607,000
Provision for loan losses	0	12,000	79,000	131,000
Pretax income	-112,000	-184,000	-298,000	-412,000
Income tax	0	0	0	0
Net income	-112,000	-184,000	-298,000	-412,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,351,000	6,279,000	6,165,000	6,176,000
Total capital	6,780,000	6,721,000	6,665,000	6,723,000
Risk-weighted assets	42,030,000	46,961,000	51,902,000	48,198,000