Call reports 2004

COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2004

Name: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — FFIEC call report 2004
Creator: COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA

What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/91b3b07d-a9c4-40bf-873e-04809220249d/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	41,988,000	48,982,000	57,978,000	61,450,000
Total loans	23,875,000	29,740,000	35,271,000	38,988,000
Allowance for loan losses	336,000	374,000	412,000	434,000
Securities available for sale	11,767,000	14,867,000	16,240,000	17,117,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	34,034,000	40,082,000	50,751,000	54,613,000
Interest-bearing deposits	29,300,000	34,744,000	43,771,000	48,421,000
Noninterest-bearing deposits	4,734,000	5,338,000	6,980,000	6,192,000
Equity capital	7,022,000	6,409,000	6,531,000	6,321,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	390,000	905,000	1,542,000	2,232,000
Interest expense	117,000	264,000	476,000	721,000
Net interest income	273,000	641,000	1,066,000	1,511,000
Noninterest income	21,000	64,000	108,000	153,000
Noninterest expense	564,000	1,160,000	1,773,000	2,405,000
Provision for loan losses	42,000	87,000	125,000	151,000
Pretax income	-325,000	-555,000	-737,000	-904,000
Income tax	0	0	0	0
Net income	-325,000	-555,000	-737,000	-904,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,016,000	6,787,000	6,605,000	6,439,000
Total capital	7,352,000	7,161,000	7,017,000	6,873,000
Risk-weighted assets	26,837,000	32,331,000	36,838,000	39,619,000