Call reports 2003
COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA — 2003
What COMMUNITY NATIONAL BANK OF THE LAKEWAY AREA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 19,600,000 | 25,885,000 | 32,322,000 |
| Total loans | 4,717,000 | 13,995,000 | 19,650,000 |
| Allowance for loan losses | 59,000 | 123,000 | 295,000 |
| Securities available for sale | 5,591,000 | 6,855,000 | 6,733,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 11,609,000 | 18,063,000 | 24,673,000 |
| Interest-bearing deposits | 10,456,000 | 15,809,000 | 22,434,000 |
| Noninterest-bearing deposits | 1,153,000 | 2,254,000 | 2,239,000 |
| Equity capital | 6,974,000 | 7,299,000 | 7,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 74,000 | 275,000 | 578,000 |
| Interest expense | 26,000 | 77,000 | 157,000 |
| Net interest income | 48,000 | 198,000 | 421,000 |
| Noninterest income | 11,000 | 41,000 | 70,000 |
| Noninterest expense | 1,422,000 | 1,984,000 | 2,579,000 |
| Provision for loan losses | 59,000 | 123,000 | 295,000 |
| Pretax income | -1,422,000 | -1,868,000 | -2,383,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,422,000 | -1,868,000 | -2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 6,962,000 | 7,412,000 | 7,342,000 |
| Total capital | 7,021,000 | 7,535,000 | 7,623,000 |
| Risk-weighted assets | 9,279,000 | 16,921,000 | 22,449,000 |