Call reports 2025
NEW ALBIN SAVINGS BANK — 2025
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 331,333,000 | 337,277,000 | 340,699,000 | 343,927,000 |
| Total loans | 112,274,000 | 113,484,000 | 115,461,000 | 115,788,000 |
| Allowance for loan losses | 1,050,000 | 1,048,000 | 1,039,000 | 1,040,000 |
| Securities available for sale | 206,107,000 | 216,994,000 | 219,740,000 | 223,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,513,000 | 282,473,000 | 286,068,000 | 289,382,000 |
| Interest-bearing deposits | 263,837,000 | 266,951,000 | 269,744,000 | 272,297,000 |
| Noninterest-bearing deposits | 16,676,000 | 15,522,000 | 16,324,000 | 17,085,000 |
| Equity capital | 47,800,000 | 48,769,000 | 51,414,000 | 51,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,630,000 | 7,431,000 | 11,312,000 | 15,156,000 |
| Interest expense | 2,322,000 | 4,728,000 | 7,085,000 | 9,368,000 |
| Net interest income | 1,308,000 | 2,703,000 | 4,227,000 | 5,788,000 |
| Noninterest income | 11,000 | 25,000 | 46,000 | 66,000 |
| Noninterest expense | 545,000 | 1,068,000 | 1,726,000 | 2,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 782,000 | 1,673,000 | 2,592,000 | 3,542,000 |
| Income tax | 125,000 | 282,000 | 447,000 | 619,000 |
| Net income | 657,000 | 1,391,000 | 2,145,000 | 2,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,994,000 | 53,728,000 | 54,482,000 | 53,910,000 |
| Total capital | 54,044,000 | 54,776,000 | 55,521,000 | 54,950,000 |
| Risk-weighted assets | 127,862,000 | 129,070,000 | 132,081,000 | 133,043,000 |
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