Call reports 2023
NEW ALBIN SAVINGS BANK — 2023
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 307,808,000 | 309,567,000 | 310,493,000 | 315,063,000 |
| Total loans | 112,058,000 | 115,057,000 | 114,200,000 | 113,829,000 |
| Allowance for loan losses | 1,050,000 | 1,036,000 | 1,039,000 | 1,037,000 |
| Securities available for sale | 188,217,000 | 188,312,000 | 188,834,000 | 193,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,638,000 | 253,258,000 | 257,818,000 | 261,988,000 |
| Interest-bearing deposits | 238,285,000 | 235,985,000 | 240,214,000 | 244,254,000 |
| Noninterest-bearing deposits | 17,353,000 | 17,273,000 | 17,604,000 | 17,734,000 |
| Equity capital | 45,585,000 | 44,922,000 | 42,294,000 | 46,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,889,000 | 6,017,000 | 9,301,000 | 12,727,000 |
| Interest expense | 1,480,000 | 3,225,000 | 5,179,000 | 7,304,000 |
| Net interest income | 1,409,000 | 2,792,000 | 4,122,000 | 5,423,000 |
| Noninterest income | 11,000 | 18,000 | 36,000 | 53,000 |
| Noninterest expense | 479,000 | 933,000 | 1,505,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 989,000 | 2,020,000 | 2,865,000 | 3,641,000 |
| Income tax | 143,000 | 308,000 | 436,000 | 549,000 |
| Net income | 846,000 | 1,712,000 | 2,429,000 | 3,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,005,000 | 50,871,000 | 51,588,000 | 51,001,000 |
| Total capital | 51,055,000 | 51,907,000 | 52,627,000 | 52,038,000 |
| Risk-weighted assets | 121,383,000 | 121,216,000 | 122,645,000 | 120,948,000 |
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