Call reports 2020
NEW ALBIN SAVINGS BANK — 2020
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 279,771,000 | 281,667,000 | 274,831,000 | 278,350,000 |
| Total loans | 74,557,000 | 76,072,000 | 77,265,000 | 76,144,000 |
| Allowance for loan losses | 966,000 | 1,017,000 | 1,018,000 | 1,026,000 |
| Securities available for sale | 200,424,000 | 202,031,000 | 194,175,000 | 196,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,430,000 | 208,470,000 | 210,485,000 | 219,311,000 |
| Interest-bearing deposits | 194,215,000 | 195,775,000 | 198,252,000 | 204,804,000 |
| Noninterest-bearing deposits | 11,215,000 | 12,695,000 | 12,233,000 | 14,507,000 |
| Equity capital | 47,048,000 | 48,394,000 | 49,141,000 | 47,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 3,892,000 | 5,692,000 | 7,395,000 |
| Interest expense | 806,000 | 1,376,000 | 1,874,000 | 2,319,000 |
| Net interest income | 1,258,000 | 2,516,000 | 3,818,000 | 5,076,000 |
| Noninterest income | 37,000 | 66,000 | 104,000 | 131,000 |
| Noninterest expense | 411,000 | 840,000 | 1,390,000 | 1,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 962,000 | 1,820,000 | 2,610,000 | 3,385,000 |
| Income tax | 108,000 | 201,000 | 243,000 | 290,000 |
| Net income | 854,000 | 1,619,000 | 2,367,000 | 3,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,924,000 | 44,688,000 | 45,437,000 | 44,065,000 |
| Total capital | 44,890,000 | 45,705,000 | 46,455,000 | 45,091,000 |
| Risk-weighted assets | 87,935,000 | 86,969,000 | 85,647,000 | 85,455,000 |