Call reports 2019
NEW ALBIN SAVINGS BANK — 2019
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 241,024,000 | 244,614,000 | 255,190,000 | 253,305,000 |
| Total loans | 69,828,000 | 73,061,000 | 73,646,000 | 75,189,000 |
| Allowance for loan losses | 1,020,000 | 998,000 | 1,002,000 | 966,000 |
| Securities available for sale | 168,104,000 | 168,649,000 | 178,294,000 | 173,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,419,000 | 198,451,000 | 199,082,000 | 204,383,000 |
| Interest-bearing deposits | 184,327,000 | 188,229,000 | 187,766,000 | 191,724,000 |
| Noninterest-bearing deposits | 11,092,000 | 10,222,000 | 11,316,000 | 12,659,000 |
| Equity capital | 43,201,000 | 45,101,000 | 46,498,000 | 45,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,409,000 | 6,631,000 | 8,783,000 |
| Interest expense | 877,000 | 1,809,000 | 2,743,000 | 3,613,000 |
| Net interest income | 1,314,000 | 2,600,000 | 3,888,000 | 5,170,000 |
| Noninterest income | 10,000 | 21,000 | 49,000 | 73,000 |
| Noninterest expense | 430,000 | 850,000 | 1,292,000 | 1,757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 894,000 | 1,771,000 | 2,645,000 | 3,486,000 |
| Income tax | 79,000 | 154,000 | 237,000 | 313,000 |
| Net income | 815,000 | 1,617,000 | 2,408,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,762,000 | 42,564,000 | 43,355,000 | 43,070,000 |
| Total capital | 42,720,000 | 43,544,000 | 44,342,000 | 44,036,000 |
| Risk-weighted assets | 76,575,000 | 78,366,000 | 78,963,000 | 79,497,000 |