Call reports 2018
NEW ALBIN SAVINGS BANK — 2018
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 232,237,000 | 231,613,000 | 232,900,000 | 238,891,000 |
| Total loans | 67,064,000 | 69,017,000 | 68,325,000 | 69,596,000 |
| Allowance for loan losses | 833,000 | 933,000 | 933,000 | 992,000 |
| Securities available for sale | 161,606,000 | 159,311,000 | 161,731,000 | 166,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,749,000 | 186,543,000 | 190,084,000 | 197,184,000 |
| Interest-bearing deposits | 175,849,000 | 173,528,000 | 177,533,000 | 184,180,000 |
| Noninterest-bearing deposits | 11,900,000 | 13,015,000 | 12,551,000 | 13,004,000 |
| Equity capital | 41,474,000 | 41,174,000 | 41,086,000 | 41,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,826,000 | 5,855,000 | 7,988,000 |
| Interest expense | 576,000 | 1,217,000 | 1,937,000 | 2,741,000 |
| Net interest income | 1,306,000 | 2,609,000 | 3,918,000 | 5,247,000 |
| Noninterest income | 21,000 | 41,000 | 65,000 | 86,000 |
| Noninterest expense | 392,000 | 783,000 | 1,220,000 | 1,713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,113,000 | 2,045,000 | 2,939,000 | 3,796,000 |
| Income tax | 198,000 | 291,000 | 369,000 | 437,000 |
| Net income | 915,000 | 1,754,000 | 2,570,000 | 3,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,477,000 | 40,317,000 | 41,133,000 | 40,947,000 |
| Total capital | 41,310,000 | 41,250,000 | 42,066,000 | 41,898,000 |
| Risk-weighted assets | 73,030,000 | 74,687,000 | 74,803,000 | 76,009,000 |