Call reports 2017
NEW ALBIN SAVINGS BANK — 2017
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 217,422,000 | 226,772,000 | 231,431,000 | 232,202,000 |
| Total loans | 64,271,000 | 67,948,000 | 67,739,000 | 67,774,000 |
| Allowance for loan losses | 856,000 | 791,000 | 813,000 | 824,000 |
| Securities available for sale | 148,532,000 | 155,627,000 | 160,010,000 | 161,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,823,000 | 174,972,000 | 184,736,000 | 185,981,000 |
| Interest-bearing deposits | 164,669,000 | 164,374,000 | 173,603,000 | 173,104,000 |
| Noninterest-bearing deposits | 11,154,000 | 10,598,000 | 11,133,000 | 12,877,000 |
| Equity capital | 39,563,000 | 41,300,000 | 41,837,000 | 41,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,662,000 | 3,430,000 | 5,265,000 | 7,119,000 |
| Interest expense | 382,000 | 828,000 | 1,338,000 | 1,870,000 |
| Net interest income | 1,280,000 | 2,602,000 | 3,927,000 | 5,249,000 |
| Noninterest income | 19,000 | 37,000 | 69,000 | 90,000 |
| Noninterest expense | 366,000 | 732,000 | 1,137,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 957,000 | 1,937,000 | 2,921,000 | 3,780,000 |
| Income tax | 116,000 | 233,000 | 353,000 | 427,000 |
| Net income | 841,000 | 1,704,000 | 2,568,000 | 3,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,950,000 | 38,813,000 | 39,677,000 | 39,562,000 |
| Total capital | 38,806,000 | 39,604,000 | 40,490,000 | 40,386,000 |
| Risk-weighted assets | 71,360,000 | 74,324,000 | 74,652,000 | 73,960,000 |