Call reports 2014
NEW ALBIN SAVINGS BANK — 2014
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 204,021,000 | 205,274,000 | 207,907,000 | 210,057,000 |
| Total loans | 59,708,000 | 61,776,000 | 61,730,000 | 64,037,000 |
| Allowance for loan losses | 755,000 | 777,000 | 810,000 | 831,000 |
| Securities available for sale | 140,791,000 | 137,380,000 | 143,038,000 | 143,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,795,000 | 161,207,000 | 161,602,000 | 163,922,000 |
| Interest-bearing deposits | 152,483,000 | 152,894,000 | 153,325,000 | 153,969,000 |
| Noninterest-bearing deposits | 8,312,000 | 8,313,000 | 8,277,000 | 9,953,000 |
| Equity capital | 34,763,000 | 35,268,000 | 36,327,000 | 36,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,269,000 | 4,904,000 | 6,556,000 |
| Interest expense | 350,000 | 706,000 | 1,062,000 | 1,419,000 |
| Net interest income | 1,277,000 | 2,563,000 | 3,842,000 | 5,137,000 |
| Noninterest income | 22,000 | 47,000 | 77,000 | 99,000 |
| Noninterest expense | 361,000 | 686,000 | 1,016,000 | 1,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 938,000 | 1,924,000 | 2,903,000 | 3,783,000 |
| Income tax | 132,000 | 282,000 | 428,000 | 528,000 |
| Net income | 806,000 | 1,642,000 | 2,475,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,408,000 | 32,244,000 | 33,077,000 | 33,182,000 |
| Total capital | 33,163,000 | 33,021,000 | 33,887,000 | 34,013,000 |
| Risk-weighted assets | 66,062,000 | 68,257,000 | 68,413,000 | 70,271,000 |