Call reports 2012
NEW ALBIN SAVINGS BANK — 2012
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 192,601,000 | 194,992,000 | 197,207,000 | 201,442,000 |
| Total loans | 57,910,000 | 59,042,000 | 59,152,000 | 56,582,000 |
| Allowance for loan losses | 711,000 | 735,000 | 747,000 | 792,000 |
| Securities available for sale | 131,410,000 | 132,280,000 | 133,392,000 | 136,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,672,000 | 150,493,000 | 151,664,000 | 158,256,000 |
| Interest-bearing deposits | 139,156,000 | 141,772,000 | 144,070,000 | 149,023,000 |
| Noninterest-bearing deposits | 7,516,000 | 8,721,000 | 7,594,000 | 9,233,000 |
| Equity capital | 32,706,000 | 32,732,000 | 33,667,000 | 33,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,767,000 | 5,580,000 | 7,346,000 |
| Interest expense | 520,000 | 1,029,000 | 1,547,000 | 2,070,000 |
| Net interest income | 1,386,000 | 2,738,000 | 4,033,000 | 5,276,000 |
| Noninterest income | 25,000 | 57,000 | 90,000 | 120,000 |
| Noninterest expense | 329,000 | 656,000 | 1,005,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,082,000 | 2,139,000 | 3,118,000 | 3,959,000 |
| Income tax | 187,000 | 375,000 | 539,000 | 656,000 |
| Net income | 895,000 | 1,764,000 | 2,579,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,280,000 | 28,149,000 | 28,964,000 | 29,163,000 |
| Total capital | 28,991,000 | 28,884,000 | 29,711,000 | 29,955,000 |
| Risk-weighted assets | 71,607,000 | 70,065,000 | 68,224,000 | 65,475,000 |