Call reports 2011
NEW ALBIN SAVINGS BANK — 2011
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,029,000 | 189,517,000 | 190,559,000 | 188,294,000 |
| Total loans | 56,605,000 | 58,389,000 | 58,190,000 | 58,638,000 |
| Allowance for loan losses | 682,000 | 723,000 | 683,000 | 695,000 |
| Securities available for sale | 128,761,000 | 127,608,000 | 123,591,000 | 126,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,454,000 | 145,773,000 | 146,435,000 | 145,049,000 |
| Interest-bearing deposits | 137,101,000 | 139,222,000 | 139,973,000 | 136,985,000 |
| Noninterest-bearing deposits | 6,353,000 | 6,551,000 | 6,462,000 | 8,064,000 |
| Equity capital | 27,593,000 | 29,581,000 | 31,372,000 | 31,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,207,000 | 6,231,000 | 8,221,000 |
| Interest expense | 707,000 | 1,441,000 | 2,135,000 | 2,733,000 |
| Net interest income | 1,419,000 | 2,766,000 | 4,096,000 | 5,488,000 |
| Noninterest income | 18,000 | 53,000 | 79,000 | 110,000 |
| Noninterest expense | 334,000 | 647,000 | 969,000 | 1,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,103,000 | 2,172,000 | 3,206,000 | 4,176,000 |
| Income tax | 174,000 | 354,000 | 526,000 | 664,000 |
| Net income | 929,000 | 1,818,000 | 2,680,000 | 3,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,252,000 | 26,141,000 | 27,003,000 | 27,385,000 |
| Total capital | 25,934,000 | 26,864,000 | 27,686,000 | 28,080,000 |
| Risk-weighted assets | 73,308,000 | 74,402,000 | 74,552,000 | 74,074,000 |