Call reports 2009
NEW ALBIN SAVINGS BANK — 2009
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 170,818,000 | 176,795,000 | 176,887,000 | 176,431,000 |
| Total loans | 53,616,000 | 52,410,000 | 52,753,000 | 52,923,000 |
| Allowance for loan losses | 383,000 | 444,000 | 481,000 | 541,000 |
| Securities available for sale | 112,468,000 | 120,329,000 | 119,969,000 | 119,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,296,000 | 125,739,000 | 126,129,000 | 129,841,000 |
| Interest-bearing deposits | 121,744,000 | 120,464,000 | 121,142,000 | 123,633,000 |
| Noninterest-bearing deposits | 5,552,000 | 5,275,000 | 4,987,000 | 6,208,000 |
| Equity capital | 21,177,000 | 21,792,000 | 23,290,000 | 23,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,256,000 | 4,612,000 | 6,819,000 | 8,990,000 |
| Interest expense | 1,090,000 | 2,107,000 | 3,107,000 | 3,997,000 |
| Net interest income | 1,166,000 | 2,505,000 | 3,712,000 | 4,993,000 |
| Noninterest income | 20,000 | 47,000 | 74,000 | 105,000 |
| Noninterest expense | 301,000 | 614,000 | 1,006,000 | 1,443,000 |
| Provision for loan losses | 35,000 | 95,000 | 155,000 | 215,000 |
| Pretax income | 850,000 | 1,904,000 | 2,686,000 | 3,501,000 |
| Income tax | 154,000 | 368,000 | 475,000 | 589,000 |
| Net income | 696,000 | 1,536,000 | 2,211,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,604,000 | 20,444,000 | 21,119,000 | 21,520,000 |
| Total capital | 19,987,000 | 20,888,000 | 21,600,000 | 22,061,000 |
| Risk-weighted assets | 63,502,000 | 66,210,000 | 67,138,000 | 67,498,000 |