Call reports 2006
NEW ALBIN SAVINGS BANK — 2006
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 130,205,000 | 133,296,000 | 133,572,000 | 138,207,000 |
| Total loans | 42,499,000 | 43,568,000 | 44,537,000 | 46,896,000 |
| Allowance for loan losses | 445,000 | 446,000 | 448,000 | 436,000 |
| Securities available for sale | 83,645,000 | 86,899,000 | 85,964,000 | 83,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,610,000 | 98,767,000 | 100,893,000 | 104,454,000 |
| Interest-bearing deposits | 90,739,000 | 93,942,000 | 96,177,000 | 98,731,000 |
| Noninterest-bearing deposits | 4,871,000 | 4,825,000 | 4,716,000 | 5,723,000 |
| Equity capital | 15,789,000 | 15,865,000 | 16,677,000 | 16,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,354,000 | 5,128,000 | 6,990,000 |
| Interest expense | 1,000,000 | 2,124,000 | 3,339,000 | 4,606,000 |
| Net interest income | 627,000 | 1,230,000 | 1,789,000 | 2,384,000 |
| Noninterest income | 17,000 | 34,000 | 56,000 | 81,000 |
| Noninterest expense | 230,000 | 448,000 | 678,000 | 956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 414,000 | 816,000 | 1,167,000 | 1,509,000 |
| Income tax | 38,000 | 73,000 | 83,000 | 91,000 |
| Net income | 376,000 | 743,000 | 1,084,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,016,000 | 15,383,000 | 15,724,000 | 15,863,000 |
| Total capital | 15,461,000 | 15,829,000 | 16,172,000 | 16,299,000 |
| Risk-weighted assets | 129,445,000 | 133,003,000 | 132,567,000 | 137,188,000 |