Call reports 2002
NEW ALBIN SAVINGS BANK — 2002
What NEW ALBIN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,444,000 | 100,300,000 | 104,566,000 | 106,922,000 |
| Total loans | 28,862,000 | 30,600,000 | 30,247,000 | 29,898,000 |
| Allowance for loan losses | 451,000 | 428,000 | 433,000 | 431,000 |
| Securities available for sale | 61,213,000 | 68,033,000 | 67,372,000 | 74,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,465,000 | 73,544,000 | 75,568,000 | 77,258,000 |
| Interest-bearing deposits | 69,714,000 | 71,100,000 | 72,960,000 | 74,034,000 |
| Noninterest-bearing deposits | 2,751,000 | 2,444,000 | 2,608,000 | 3,224,000 |
| Equity capital | 10,153,000 | 11,106,000 | 12,270,000 | 11,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,763,000 | 4,175,000 | 5,516,000 |
| Interest expense | 785,000 | 1,575,000 | 2,382,000 | 3,181,000 |
| Net interest income | 588,000 | 1,188,000 | 1,793,000 | 2,335,000 |
| Noninterest income | 18,000 | 36,000 | 58,000 | 83,000 |
| Noninterest expense | 193,000 | 384,000 | 594,000 | 859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 840,000 | 1,257,000 | 1,559,000 |
| Income tax | 58,000 | 110,000 | 156,000 | 152,000 |
| Net income | 355,000 | 730,000 | 1,101,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,468,000 | 9,843,000 | 10,214,000 | 10,385,000 |
| Total capital | 9,919,000 | 10,271,000 | 10,647,000 | 10,816,000 |
| Risk-weighted assets | 92,802,000 | 98,713,000 | 101,720,000 | 105,171,000 |