Call reports 2017
OUACHITA INDEPENDENT BANK — 2017
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 732,436,000 | 734,789,000 | 730,388,000 | 703,402,000 |
| Total loans | 498,225,000 | 496,149,000 | 497,699,000 | 497,971,000 |
| Allowance for loan losses | 4,995,000 | 5,022,000 | 4,970,000 | 4,928,000 |
| Securities available for sale | 133,551,000 | 142,545,000 | 150,519,000 | 146,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,941,000 | 614,449,000 | 608,409,000 | 600,478,000 |
| Interest-bearing deposits | 422,295,000 | 433,666,000 | 423,874,000 | 417,929,000 |
| Noninterest-bearing deposits | 184,646,000 | 180,783,000 | 184,535,000 | 182,549,000 |
| Equity capital | 75,310,000 | 76,794,000 | 78,445,000 | 79,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,966,000 | 14,133,000 | 21,452,000 | 28,798,000 |
| Interest expense | 682,000 | 1,454,000 | 2,233,000 | 2,992,000 |
| Net interest income | 6,284,000 | 12,679,000 | 19,219,000 | 25,806,000 |
| Noninterest income | 1,298,000 | 2,709,000 | 4,091,000 | 5,373,000 |
| Noninterest expense | 4,630,000 | 9,442,000 | 14,258,000 | 19,239,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 2,952,000 | 5,896,000 | 9,002,000 | 11,890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,952,000 | 5,896,000 | 9,002,000 | 11,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,685,000 | 75,106,000 | 76,925,000 | 79,813,000 |
| Total capital | 79,680,000 | 80,128,000 | 81,895,000 | 84,741,000 |
| Risk-weighted assets | 543,171,000 | 541,765,000 | 537,530,000 | 537,387,000 |