Call reports 2016
OUACHITA INDEPENDENT BANK — 2016
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 672,529,000 | 667,216,000 | 688,766,000 | 673,585,000 |
| Total loans | 456,804,000 | 481,245,000 | 494,772,000 | 494,757,000 |
| Allowance for loan losses | 4,879,000 | 4,903,000 | 4,892,000 | 4,988,000 |
| Securities available for sale | 124,752,000 | 131,506,000 | 126,779,000 | 133,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,552,000 | 570,810,000 | 576,891,000 | 570,841,000 |
| Interest-bearing deposits | 409,200,000 | 404,279,000 | 401,397,000 | 400,822,000 |
| Noninterest-bearing deposits | 168,352,000 | 166,531,000 | 175,494,000 | 170,019,000 |
| Equity capital | 70,112,000 | 72,016,000 | 73,385,000 | 72,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,784,000 | 13,641,000 | 20,576,000 | 27,492,000 |
| Interest expense | 677,000 | 1,358,000 | 2,030,000 | 2,703,000 |
| Net interest income | 6,107,000 | 12,283,000 | 18,546,000 | 24,789,000 |
| Noninterest income | 1,174,000 | 2,777,000 | 4,162,000 | 5,442,000 |
| Noninterest expense | 4,656,000 | 9,294,000 | 13,887,000 | 18,508,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 162,000 |
| Pretax income | 2,625,000 | 5,766,000 | 8,771,000 | 11,561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,625,000 | 5,766,000 | 8,771,000 | 11,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,315,000 | 68,205,000 | 69,881,000 | 72,671,000 |
| Total capital | 72,194,000 | 73,108,000 | 74,773,000 | 77,659,000 |
| Risk-weighted assets | 508,000,000 | 533,001,000 | 542,806,000 | 541,597,000 |